The transition from home to uni life can be a really exciting one, especially when a load of money lands in your bank account courtesy of Student Finance. But for many it’s also the first taste of financial independence, and with temptation to spend EVERYWHERE, alongside the responsibility of covering all the important rent and bills payment, it’s easy to see how the craziness of the first term may have left many of you feeling financially unsettled, especially given the recent changes to the cost of living.